A simple way to improve your credit score, that may at first seem counterproductive.
Financial experts say keeping a high balance on one credit card can bring down your score. Instead, they recommend spreading the debt to several cards.
The goal is to keep the debt on each card at less than 30% of your credit limit on that card.
Obviously, pay down the debt as soon as possible to help your score even more, but this is one way to give yourself some cushion.
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