Credit scores can feel confusing with somewhat murky calculations, but understanding what a credit score is (and what a good one can do for you!) can open the doors to better rates on loans and faster application acceptance rates on rental units and other items. Brittney Owens from SchoolsFirst Federal Credit Union shares about what goes into calculating your credit score, and how to improve it.  Visit and click on the advice tab to learn more about lots of great smart credit and debt tips and articles.